AU credit cards: Best offers, Deals 2026

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HOW IT WORKS

Flat Rs 1950 PW Reward

Applying for an AU Credit Card online is an easy and convenient process. Here are the steps:

Pick an AU Credit Card that meets your requirements

Click "Apply Now."
Complete the online application form with your personal, financial, and employment details.
Upload documents (proof of identity, address, and income).
Review the application.
Submit the application.
Get a confirmation message or email.
Be prepared for verification and approval.
After approval, receive your AU Credit Card at your registered address.
Activate your credit card with the mentioned instructions.

*Above steps are indicative; these might change based on card variant and as per AU credit card decision.

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Expires on Wed Dec 01 00:00:00 IST 2027

Wed Dec 01 00:00:00 IST 2027 HOW IT WORKS ⓘ T&C

Add Product to your shopping cart only after clicking out from PaisaWapas App/Website
Cashback is not applicable on purchase made on Mobile App of AU Credit Card
Only use coupon codes listed on PaisaWapas (not those emailed or SMS'ed to you by AU Credit Card directly)
Do not visit any coupon or price comparison site after clicking out from PaisaWapas
Bulk orders are not permitted: Please note it is against PaisaWapas's policy to use our service for non-personal or commercial use. PaisaWapas may block all such accounts and forfeit their Reward balances without any prior notice.
Reward is NOT guaranteed. Using a Coupon, Gift Voucher, Gift Card, Gift Certificate not listed on Paisawapas and may void your Reward
Reward rates are subject to change at any time without prior notification.
All other TnC related to Cashback redemption and PaisaWapas are applicable by default

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What are AU Credit Cards?

There are several types of AU credit cards depending on consumer preferences and way of life. You can select the credit card that is ideal for you from the wide range of AU Credit cards.

Types of AU Credit Cards

Zenith: They are providing this premium credit card, which comes with a number of deals, rewards, and travel advantages.
Vetta: The Vetta Credit Card comes with a variety of features. Receive lifestyle perks, international concierge services, accelerated reward points, and free access to lounge at airports and train stations.
Altura Plus: With a credit card application from AU bank, you can benefit from several milestone rewards, cashback, and reward points. Reward points have no maximum value and can be used at any time.
Altura: The Altura Credit Card is the right choice for you if you are looking for a credit card that matches your spending style. Receive extra perks like discounts, free car liability insurance, and access to train lounges, among others. You don't need to hesitate while using your Altura Credit Card to purchase the things you adore.

Eligibility Criteria

A primary cardholder who is between the ages of 21 and 60
The add-on cardholder should be at least 18 years old.
Resident Indian

Altura Variant: au small finance bank

Customer Segment

AU credit card Deals	AU credit card	AU credit card offers
AU Credit Card	Rural/Semi Urban	Up to mid income Sal/S.E./Others
AU Credit Card offers	Urban	Low Income, First time credit card holders, Housewives
AU Credit Card coupon	Credit Card Limit	Minimum - 15,000 ; Maximum – 70,000

Altura Plus Credit Card: au small finance bank

Customer Segment

AU credit card Deals	AU credit card	AU credit card offers
AU Credit Card Deals	Rural/Semi Urban	Mid to high income Sal/S.E./Others
AU Credit Card offers	Urban	Mid income group
AU Credit Card coupon and promo code	Credit Card Limit	Minimum - 50,000 ; Maximum – 1,50,000

Vetta: au small finance bank

Customer Segment

AU credit card Deals	AU credit card	AUcredit card offers
AU Credit Card Deals	Rural/Semi Urban	High Income Sal/S.E.
AU Credit Card offers	Urban	Mid to high income group
AU Credit Card coupon and promo code	Credit Card Limit	Minimum - 1,25,000 ; Maximum – 6,00,000

Milestone Benefit:

Monthly Jackpot: Zomato Pro 1 year membership for >=50,000 spends in a calendar month
Quarterly: 500 RPs on >= Rs. 50,000 spends/quarter & additional 1000 RPs on reaching Rs. 1 Lac spends/quarter
Yearly: Rs. 1000 Amazon/MMT voucher on 2.5 Lac spends in a year

Lounge Access:

Complimentary 1 per quarter Domestic Lounge access
Complimentary 1 per quarter access to Priority Lounge
Complimentary 2 per quarter Domestic Railway Lounge access

Other Benefits:

Dedicated Concierge
Customer Call Prioritization and dedicated Customer support email ID

Insurance:

Air Cover – 50 Lac
Credit Shield – 2Lac
LCL/Skimming/Counterfeit – 2 Lac
Baggage Delay/Baggage Lost/Trip Delay allowance

Zenith: au small finance bank

Customer Segment

AU credit card Deals	AU credit card	AU credit card offers
AU Credit Card Deals	Urban	High income group
AU Credit Card offers	Credit Card Limit	Min – 5,00,000 ; Max – 20,00,000

Milestone Benefit:

Quarterly: Rs. 1000 voucher (Amazon/Bigbasket/Lifestyle/BMS) on >= Rs. 2 Lac spends/quarter
Yearly: Taj Epicure membership (worth approx. Rs. 13,999) on 8 Lac spends in a year

Lounge Access:

Complimentary 4 per quarter Domestic Lounge
Complimentary 2 per quarter access to Priority Lounge
Complimentary 2 per quarter Domestic Railway Lounge access

Other Benefits:

1% Unlimited Fuel surcharge waiver
Dedicated Concierge
Customer Call Prioritization and dedicated Customer support email ID

Insurance:

Air Cover – 2 Cr
Credit Shield – 5 Lac
LCL/Skimming/Counterfeit – 5 Lac
Baggage Delay/Baggage Lost/Trip Delay allowance

AU Credit Card charges

All the au Credit Card types come with annual fees. Here will see the annual/renewal fees:

Zenith – INR 7,999
Vetta – INR 2,999
Altura Plus – INR 499
Altura – INR 199
LIT – Life Time Free

How to activate an AU Credit Card?

AU Credit Card activation is a smooth and easy process. To activate your card, follow these steps: -

Check out the aubank.in and click on Cards
Then choose Credit Cards section
Click the Credit Card Services link to access that page.
Choose "Click Here" under Activate Credit Card.
Enter your credit card information
Enter the OTP to authenticate and carry on the procedure.

Similar to AU Credit Card, you can also get coupons on NIRA, ICIC Bank, etc...

AU Credit Card - Frequently Asked Questions(FAQ)

Q1. Is getting an AU credit card easy?

A. Yes, getting AU credit card is easy when you are eligible with the AU Bank criteria.

Q2. Where can I get the best offers for AU credit cards?

A. PaisaWapas is the best place where you will get the best offers for AU credit cards.

Q3. What are the types of AU credit cards?

A. LIT, Zenith, Vetta, Altura Plus, Altura are the types of AU credit cards.

ⓘ Important Notice and TNCs

Add Product to your shopping cart only after clicking out from PaisaWapas App/Website
Cashback is not applicable on purchase made on Mobile App of AU Credit Card
Only use coupon codes listed on PaisaWapas (not those emailed or SMS'ed to you by AU Credit Card directly)
Do not visit any coupon or price comparison site after clicking out from PaisaWapas
Bulk orders are not permitted: Please note it is against PaisaWapas's policy to use our service for non-personal or commercial use. PaisaWapas may block all such accounts and forfeit their Reward balances without any prior notice.
Reward is NOT guaranteed. Using a Coupon, Gift Voucher, Gift Card, Gift Certificate not listed on Paisawapas and may void your Reward
Reward rates are subject to change at any time without prior notification.
All other TnC related to Cashback redemption and PaisaWapas are applicable by default

Available Amount for this Redeem Mode :	Rs.0 (*only cashback)
Amount you want to redeem :	Rs.

AU Credit Cards Offers & Deals Jan 2026

Reward Rates

What are AU Credit Cards?

There are several types of AU credit cards depending on consumer preferences and way of life. You can select the credit card that is ideal for you from the wide range of AU Credit cards.

Types of AU Credit Cards

Zenith: They are providing this premium credit card, which comes with a number of deals, rewards, and travel advantages.

Eligibility Criteria

Altura Variant: au small finance bank

Customer Segment

Altura Plus Credit Card: au small finance bank

Customer Segment

Vetta: au small finance bank

Customer Segment

Zenith: au small finance bank

Customer Segment

AU Credit Card charges

How to activate an AU Credit Card?

Q1. Is getting an AU credit card easy?

Q2. Where can I get the best offers for AU credit cards?

Q3. What are the types of AU credit cards?

Reward Rates

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ⓘ Important Notice and TNCs

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